PetQuick Answer
Routine vet care in Canada runs from about $55 for a basic exam to a few hundred dollars for a sick visit — but the bills that matter are the big ones. Emergency visits run $500–$5,000, and major events like cancer treatment ($3,000–$15,000+), cruciate surgery ($4,000–$8,000 all-in) or a foreign-object removal ($2,000–$10,000) can clear five figures fast. Below is a price list of the procedures that drive the biggest bills, each with a detailed cited guide. (Figures are estimates compiled from public Canadian sources; actual cost varies by clinic, city and case.)
Veterinary care in Canada is expensive and getting more expensive. We cover the procedures that drive the biggest bills — and the ones pet insurance is most likely to pay for. Here's the at-a-glance price list, then the full directory of procedure guides. Once you've seen what a serious bill looks like, our honest take on whether pet insurance is worth it works through the math for your own pet.
For the analytical view — costs grouped by financial tier, the headline averages Canadians actually spend, regional differences, and our full sourcing method — see the Canadian Vet Cost Index. Want it on paper? Grab the free 2026 Vet-Cost Cheat-Sheet (PDF).
Start here — our most important guides
- Best pet insurance in Canada — our flagship comparison
- Trupanion vs Furkin — direct Canadian provider comparison
- Trupanion review & Canadian pricing
- Cheapest pet insurance in Canada
- Is pet insurance worth it? — the honest math
- How much pet insurance costs — $20–$90/month, by pet
- Cancer treatment cost — the biggest bill of all
- ACL / cruciate surgery cost and emergency vet visit cost
- Free pet insurance buyer’s guide — plain-English, with a fill-in comparison worksheet
- 2026 Canadian Vet Cost Report — our citable data study
- How we review and about PetAssured
Vet costs by species
Dogs and cats claim for different things, at different prices. These two guides cover a full year of care for each — routine visits through the emergencies that drive the biggest bills.
Vet costs by province
Veterinary fees aren't set by government in Canada — they vary by province and city. These provincial guides give realistic CAD ranges and explain what drives them:
- Vet costs in Ontario
- Vet costs in Quebec
- Is there a veterinary fee guide for Quebec?
- Vet costs in British Columbia
- Vet costs in Alberta
- Vet costs in Saskatchewan
- Vet costs in Manitoba
- Vet costs in Nova Scotia
- Vet costs in New Brunswick
- Vet costs on Prince Edward Island
- Vet costs in Newfoundland & Labrador
- Vet costs in Northern Canada (territories)
Canadian veterinary price list: what common procedures cost (2026)
This is a quick-reference veterinary price list for the procedures that drive the biggest bills in Canada. Each row links to a detailed, cited guide with the full breakdown.
📥 Download this price list as a CSV (free, cited — 46 procedures).
| Procedure | Estimated cost (CAD) | Guide |
|---|---|---|
| Routine / sick vet visit | ~$55–$500+ | Average vet visit cost |
| Cat vet visit | ~$60–$400 | Cat vet visit cost |
| Spay / neuter | Dog ~$200–$600; cat ~$100–$300 | Spay / neuter |
| C-section (dog) | Planned ~$700–$2,000; emergency ~$1,500–$4,000+ | Dog C-section |
| Dental cleaning | ~$650–$1,300 (city: $1,500–$3,500+) | Dental cleaning |
| Emergency vet visit | ~$500–$5,000 | Emergency visit |
| X-ray / radiograph | ~$200–$800 (with sedation) | Dog & cat X-ray cost |
| Hospitalization | Ward ~$200–$600/day; ICU ~$500–$2,000/day | Pet hospitalization |
| IV fluids | ~$60–$150 catheter + $50–$120/day | IV fluids |
| Endoscopy | ~$1,000–$3,000 | Dog & cat endoscopy |
| Foreign-object surgery | ~$2,000–$10,000 | Foreign-object surgery |
| Bloat (GDV) surgery | ~$2,500–$7,500+ (preventive gastropexy ~$800–$2,500) | Bloat (GDV) surgery |
| ACL / cruciate (TPLO) surgery | ~$3,000–$6,500/knee ($4,000–$8,000 all-in) | ACL surgery |
| Hip dysplasia surgery | FHO ~$1,200–$2,500; THR ~$6,000+/hip | Hip dysplasia |
| Hip replacement (THR) | ~$6,000–$12,000+/hip (FHO ~$1,500–$4,000) | Dog hip replacement |
| Luxating patella surgery (dog) | ~$1,500–$5,000/knee | Luxating patella |
| IVDD (disc) surgery | ~$4,000–$10,000 all-in | IVDD surgery |
| Broken bone / fracture repair | Splint ~$300–$1,000; surgery ~$2,000–$5,000+ | Broken bone / fracture |
| Cataract surgery (dog) | ~$3,500–$6,000/eye | Dog cataract surgery cost |
| Cataract surgery (cat) | ~$2,500–$5,500/eye | Cat cataract surgery |
| Cherry eye surgery | ~$500–$1,200/eye | Cherry eye surgery |
| Dog eye surgery (overview) | ~$500–$6,000/eye by procedure | Dog eye surgery cost |
| Cat eye surgery (overview) | ~$800–$5,500/eye by procedure | Cat eye surgery cost |
| Dog stomach surgery (overview) | ~$800–$10,000 by reason | Dog stomach surgery cost |
| Dog broken jaw repair | ~$1,500–$6,000+ | Dog broken jaw cost |
| Feline urinary blockage | ~$1,500–$4,000 | Feline urinary blockage |
| UTI treatment | ~$150–$500 | UTI treatment |
| Ear infection | ~$150–$400/episode | Ear infection |
| Kennel cough | ~$50–$300 | Kennel cough |
| Parvovirus treatment (puppy) | ~$1,000–$5,000 | Parvo treatment |
| Snake bite treatment | ~$2,000–$5,000+ | Snake bite |
| Cancer treatment | ~$3,000–$15,000+ per protocol | Cancer treatment |
| Dog chemotherapy | ~$200–$600/session; $3,000–$10,000+ protocol | Dog chemotherapy |
| Blood transfusion | ~$500–$1,500+ (usually part of a bigger emergency) | Blood transfusion |
| Biopsy (dog & cat) | ~$400–$2,500 (+ lab fees) | Biopsy |
| Fine needle aspiration (FNA) | ~$100–$400 (+ cytology) | Fine needle aspiration |
| Pet allergy treatment | ~$80–$200/month ($1,000–$3,000+/yr) | Pet allergy treatment |
| Allergy testing | Blood ~$200–$400; intradermal ~$400–$1,000+ | Allergy testing |
| Cat asthma | ~$200–$600 to diagnose + $20–$80/month | Cat asthma treatment |
| Diabetes treatment | ~$100–$300/month | Diabetes treatment |
| Cushing's disease treatment | Trilostane ~$80–$250/month; ~$1,500–$5,000+ yr 1 | Cushing's disease |
| Heart disease treatment | Diagnosis ~$500–$2,500; meds ~$50–$300/month | Heart disease treatment |
| Glaucoma treatment | Meds ~$50–$200/month; surgery ~$1,500–$4,000/eye | Glaucoma treatment |
| Cat hyperthyroidism | Methimazole ~$20–$35/month; radioiodine ~$1,400–$2,000 | Cat hyperthyroidism |
| Radioiodine (I-131) therapy (cats) | ~$2,000–$3,250 all-in | Radioiodine therapy |
| Cat kidney disease (CKD) | Early ~$600–$1,500/yr; advanced ~$3,000–$6,000+/yr | Cat kidney disease |
| Cat diabetes | ~$100–$300/month; first year ~$500–$1,500 | Cat diabetes |
| Cat tooth extraction | ~$50–$300+/tooth; with cleaning ~$1,500–$3,000+ | Cat tooth extraction |
| Kitten vaccinations & first-year vet care | Vaccine series ~$150–$250; first year ~$400–$900 | Kitten vaccinations |
| Puppy vaccinations & first-year vet care | Vaccine series ~$150–$300; first year ~$600–$1,500 | Puppy vaccinations |
| Pyometra surgery (emergency spay) | ~$2,000–$6,000+ | Pyometra surgery |
| Epilepsy / seizure treatment | Meds ~$50–$200/month; diagnosis ~$1,000–$3,000+ | Epilepsy treatment |
| Pancreatitis treatment | Mild ~$800–$2,000; severe ~$2,500–$5,000+ | Pancreatitis treatment |
| Lump / mass removal | Small ~$300–$800; larger ~$800–$2,500+ (+ lab) | Lump / mass removal |
| Arthritis / osteoarthritis treatment | ~$50–$250/month (Librela/Solensia ~$40–$120/mo) | Arthritis treatment |
| Ultrasound / echocardiogram | ~$300–$800 (echo/specialist $400–$900+) | Ultrasound |
| CT scan | ~$1,500–$3,000+ | Dog & cat CT scan |
| MRI | ~$2,000–$4,000+ | Dog & cat MRI |
| Wound / laceration repair | Minor ~$200–$600; deep ~$1,500–$2,500+ | Wound / laceration repair |
| Dog tooth extraction | ~$500–$3,000+ (with dental) | Dog tooth extraction |
| Ear (aural) hematoma | ~$300–$1,500 (drain vs surgery) | Aural hematoma |
| Porcupine quill removal | ~$200–$2,000 (by quill load) | Porcupine quills |
| Poisoning / toxin treatment | ~$250–$5,000+ (by toxin & speed) | Poisoning treatment |
| Vomiting & diarrhea (gastroenteritis) | ~$150–$2,000 | Vomiting & diarrhea |
| Hernia repair | ~$300–$3,000+ (by type) | Hernia repair |
| Cat surgery (overview) | ~$100–$5,000+ (by procedure) | Cat surgery cost |
| Dog prostate treatment | ~$700–$1,900 | Dog prostate treatment |
| Dog wart removal | ~$300–$800 | Dog wart removal |
| Abscess treatment | ~$150–$2,000 | Abscess treatment |
| Deworming | ~$20–$80 per treatment | Deworming |
| Mammary tumor removal | Dog ~$500–$3,000+; cat ~$1,500–$3,500+ | Mammary tumor removal |
| Feline heartworm disease | Prevention ~$10–$35/month; no cure exists | Feline heartworm disease |
| Dog kidney disease (CKD) | ~$60–$300/month by stage; crisis $1,000–$3,000+ | Dog kidney disease |
| Ear mites | ~$100–$200 first visit | Ear mites |
| Canine distemper treatment | Mild ~$500–$2,000; severe ~$2,500–$6,000+ | Distemper treatment |
| FeLV/FIV testing (cat) | ~$40–$90 combination test | FeLV/FIV testing |
| Feline upper respiratory infection | Mild ~$100–$300; severe ~$500–$1,000+ | Feline URI |
| Vestibular disease (senior dog) | ~$300–$800; imaging $1,500–$2,750+ | Vestibular disease |
| Degenerative myelopathy (dog) | ~$50–$300+/month ongoing management | Degenerative myelopathy |
| Inflammatory bowel disease (IBD) | Diagnosis ~$500–$1,500; ~$50–$200/month | IBD |
| Coccidia treatment (puppy/kitten) | ~$75–$300 first course | Coccidia treatment |
| Microchipping | ~$40–$80 one-time | Microchipping |
| Flea & tick prevention | ~$10–$35/month (~$120–$360/yr) | Flea & tick prevention |
| Senior pet bloodwork | ~$150–$400 per panel (+ exam) | Senior pet bloodwork |
| Heat stroke treatment (dog) | ~$2,000–$3,000; ICU $5,000–$15,000+ | Heat stroke treatment |
| Cat declawing | Banned in Canada — alternatives $15–$60 | Cat declawing |
| Adult vaccinations (booster visit) | ~$75–$200 per visit, every 1–3 yrs | Adult vaccinations |
| Anesthesia | ~$90–$700 + $80–$250 bloodwork | Anesthesia cost |
| Prescription (therapeutic) pet food | ~$60–$180/month by pet size | Prescription pet food |
| Physiotherapy / rehab | ~$95–$175/session; course $800–$2,000 | Physiotherapy & rehab |
| Frostbite treatment (dog) | Mild ~$200–$600; surgery $1,500–$3,500+ | Frostbite treatment |
| Cremation & aftercare | Communal ~$80–$200; private ~$200–$500 | Cremation & aftercare |
| TECA surgery (end-stage ear disease) | ~$3,500–$5,500 per ear | TECA surgery |
| Feline stomatitis | ~$1,500–$4,000 — extraction is the cure | Feline stomatitis |
| Veterinary behaviourist | ~$250–$500 initial consult | Veterinary behaviourist |
| Dog dementia (cognitive dysfunction) | ~$60–$200/month + $300–$800 workup | Dog dementia treatment |
| Bee sting / allergic reaction (dog) | Mild ~$150–$400; anaphylaxis $600–$2,500 | Bee sting reaction |
| Dewclaw removal | Puppy ~$30–$70/claw; adult $250–$600 | Dewclaw removal |
| Puppy first-year total | ~$2,000–$5,000 (excl. the dog) | Puppy first-year cost |
| Kitten first-year total | ~$1,000–$3,000 (excl. the cat) | Kitten first-year cost |
| Insulin & diabetic supplies | ~$60–$180/month, ongoing | Pet insulin cost |
| Rabies vaccination | ~$25–$60 dose; $80–$180 with exam | Rabies vaccination |
| Cryptorchid neuter (retained testicle) | ~$600–$2,000 vs $300–$800 standard | Cryptorchid neuter |
| Exotic pets (rabbit, bird, reptile) | Exams ~$70–$180; 30–50% above cats/dogs | Exotic pet vet costs |
Ranges are estimates compiled from public Canadian veterinary pricing and our individual guides — they are not quotes. Costs vary significantly by clinic, city, your pet's size, and complications. Veterinary fees aren't regulated in Canada, so two clinics a few kilometres apart can quote very different numbers. Each procedure below has its own detailed guide with cited figures.
All procedure guides
🧮 Canadian Vet Cost Estimator
Free tool: estimate a vet bill by procedure and region — and see your out-of-pocket with insurance.
📊 2026 Canadian Vet Cost Report
Key findings, methodology, and free-to-cite data on what Canadian vet care costs.
Cat surgery cost
$100–$5,000+ by procedure — from a routine spay to an emergency blockage.
Cat & dog abscess cost
$150–$2,000 — the classic cat-fight bite abscess, and even accident-only covers it.
Dog prostate treatment cost
$700–$1,900 for the common path — and why an intact male left too long ends up at $6,000.
Dog wart removal cost
$300–$800 a lesion — but most warts need nothing, and the real cost is checking it is one.
Deworming cost
$20–$80 per treatment — cheap, routine, and why base insurance won't pay for it.
Pet poisoning / toxin treatment cost
$250–$5,000+ — chocolate, xylitol, antifreeze — and even accident-only covers it.
Vomiting & diarrhea vet cost
The most common vet visit — $150–$2,000, and why accident-only won't pay.
Hernia repair cost
$300–$3,000+ by type — and the congenital-exclusion catch most owners miss.
Dog tooth extraction cost
$500–$3,000+ under anesthesia — and the disease-vs-cleaning insurance line.
Ear (aural) hematoma cost
$300–$1,500 to fix — plus the ear infection behind it that keeps it recurring.
Porcupine quill removal cost
The classic Canadian accident — $200–$2,000, and even accident-only covers it.
Lymphoma (dog)
The most common canine cancer — $6,000–$12,000+ chemo, and the lower-cost options.
Osteosarcoma / bone cancer (dog)
$6,000–$14,000+ for amputation plus chemo in big breeds — or a palliative path.
Perianal fistula (dog)
The German Shepherd immune condition — $150–$400+/month, often for life.
Gallbladder mucocele surgery (dog)
The $4,000–$9,000+ cholecystectomy — and why catching it before rupture matters.
Liver shunt surgery (dog)
A congenital $3,000–$8,000+ diagnosis-and-surgery — the sharpest insure-young case.
Megaesophagus (dog)
Managed with upright feeding — but each aspiration pneumonia is $2,000–$5,000+.
Brachycephalic (BOAS) airway surgery
Flat-faced breeds — the $2,500–$6,000+ nose-and-palate surgery, and why insure early.
Tracheal collapse (dog)
The small-breed honking cough — years of management, then a $4,000–$8,000+ stent.
Elbow dysplasia (dog)
$3,000–$6,000+ per elbow — often both — plus lifelong arthritis in big breeds.
IMHA (immune-mediated anemia, dog)
One of the priciest canine emergencies — ICU, transfusions, and months of meds.
Laryngeal paralysis (dog)
The $3,000–$6,000+ tie-back surgery — and the breathing-crisis emergency risk.
Giardia treatment (dog/cat)
Cheap to treat, annoying to clear — why reinfection and multi-pet homes cost more.
Mast cell tumor (dog)
The most common dog skin cancer — why grade and margins drive the cost.
Diabetic ketoacidosis (DKA)
The $3,000–$6,000+ ICU emergency behind uncontrolled diabetes.
Cat megacolon
Chronic, severe constipation — managed monthly or fixed by surgery.
Splenectomy / splenic mass (dog)
Often a sudden emergency in older dogs — and ~half are cancer.
Entropion surgery (dog)
Inward-rolling eyelid — and the hereditary-coverage catch.
Ringworm
A contagious fungus (not a worm) — cheap solo, costly in multi-pet homes.
Addison's disease (dog)
Lifelong but very manageable — plus the emergency-crisis risk.
Corneal (eye) ulcer
Cheap if caught early, sight-threatening surgery if not.
Hypothyroidism (dog)
One of the most affordable chronic conditions — a cheap daily pill.
Leg amputation
Cost, recovery (pets do great on three legs), and the cancer angle.
Preventive gastropexy
Stops deadly bloat in big breeds — cheap with a neuter, but elective.
Hot spots & skin infection
Cheap once, costly when it recurs — and the allergy exclusion trap.
Pet surgery cost (overview)
What dog & cat surgery costs, what drives the bill, and every procedure guide.
FIP treatment (cats)
Once fatal, now often curable — what the antiviral course costs.
Heartworm treatment (dog)
A serious, weeks-long treatment — and why prevention wins.
Anal gland abscess
From a $20 expression to a $600 abscess or surgery.
Euthanasia & aftercare
An honest, gentle breakdown of end-of-life costs and choices.
Bladder stones surgery
Cystotomy cost, the non-surgical options, and the male-cat emergency.
Lyme disease treatment (dog)
A growing Canadian tick risk — cheap to treat, costly if kidneys are hit.
ACL / cruciate surgery (dog)
One of the top three claim categories for every Canadian insurer.
Emergency vet visit
What walking into a 24-hour animal hospital actually costs.
Foreign object surgery
When your pet swallows something it shouldn't.
Dog stomach surgery cost
Swallowed objects, bloat (GDV), and tumours — the emergency price list.
Cat eye surgery cost
Enucleation, corneal, cataract, and glaucoma — by procedure, per eye.
Dog broken jaw cost
Jaw fracture repair by severity — and why it's a clean accident claim.
Dental cleaning
One of the most under-budgeted routine procedures.
Pet cancer treatment
The single most financially devastating diagnosis a pet owner can face.
Dog chemotherapy cost
Per-session and full-protocol costs — and why most dogs tolerate it well.
Blood transfusion cost
The transfusion is cheap — the emergency behind it is the bill.
Allergy testing cost
Blood vs skin testing — and the immunotherapy it leads to.
Cat asthma treatment cost
A lifelong monthly cost — with pricey emergency flare-ups.
Dog & cat biopsy cost
Aspirate vs surgical biopsy — the gateway test before a cancer bill.
Fine needle aspiration (FNA) cost
The cheapest, anesthesia-free first step to test a lump — before a biopsy.
Average vet visit cost
What routine, sick, and emergency visits actually cost in Canada.
Hip dysplasia treatment cost
From conservative care to total hip replacement — what each path costs.
Dog hip replacement cost
Total hip replacement vs the cheaper FHO — and the pre-existing trap for big breeds.
Luxating patella surgery cost
The small-breed kneecap fix — common, often bilateral, and a pre-existing trap.
IVDD (disc) surgery cost
The dachshund spinal emergency — MRI plus surgery runs into five figures.
Ear infection treatment cost
Cheap individually, costly when chronic — and why allergies are the real bill.
Pet allergy treatment cost
The biggest pre-existing-condition trap in pet insurance.
UTI treatment cost
Cheap for a single episode; potentially emergency-grade for male cats.
Feline urinary blockage cost
The male-cat emergency that justifies coverage on its own.
Parvo treatment cost (puppies)
One of the most expensive emergencies a puppy can have.
Kennel cough treatment cost
Usually cheap and self-resolving — but watch for progression.
Bloat (GDV) surgery cost
One of the largest emergency bills in veterinary medicine.
Diabetes treatment cost
A lifelong recurring cost — and a classic pre-existing trap.
Cushing's disease treatment cost
Lifelong daily trilostane and monitoring — a senior-dog chronic cost.
Broken bone / fracture repair cost
From a simple splint to surgical plating — and accident coverage.
Spay / neuter cost
What it costs — and why base insurance usually won't pay for it.
Dog C-section cost
Planned vs emergency — and the breeding exclusion most owners miss.
Cherry eye surgery cost
Common in prone breeds, and a textbook early-enrolment case.
Heart disease treatment cost
A chronic, lifelong cost — diagnostics, daily meds, and monitoring.
Cat hyperthyroidism cost
Common in senior cats — medication vs the potentially curative radioiodine.
Radioiodine therapy for cats cost
The gold-standard, often curative cure for feline hyperthyroidism — and its price.
Cat kidney disease (CKD) cost
The most common senior-cat condition — a lifelong, stage-by-stage management cost.
Cat diabetes treatment cost
Daily insulin, diet, and monitoring — and the cat-specific chance of remission.
Cat tooth extraction cost
Tooth resorption makes extractions the most common feline dental surgery.
Kitten vaccinations & first-year cost
The full first-year vet budget — shots, tests, spay/neuter — and why to insure early.
Glaucoma treatment cost
An eye emergency and a lifelong condition — often bilateral.
Dog cataract surgery cost
Specialist phacoemulsification per eye — and the hereditary-coverage angle.
Cat cataract surgery cost
Specialist surgery per eye — often secondary to diabetes or uveitis.
Snake bite treatment cost
Rare in Canada, but a major bill in rattlesnake country.
Dog & cat X-ray cost
The most common diagnostic — and why sedation drives the price.
Pet hospitalization cost
Ward vs ICU day rates — how a multi-day stay adds up fast.
IV fluids cost
Cheap in the bag — but the hospital stay they come with drives the bill.
Dog & cat endoscopy cost
Scoping and foreign-body retrieval — the less invasive alternative to surgery.
Puppy vaccinations & first-year cost
The full first-year vet budget — shots, deworming, spay/neuter — and why to insure early.
Pyometra surgery cost
The emergency spay in unspayed females — and why spaying prevents it outright.
Epilepsy / seizure treatment cost
A lifelong monthly cost with emergency spikes — the clearest early-enrolment case.
Pancreatitis treatment cost
Mild to severe — and a condition that recurs, making an uninsured first attack costly.
Lump / mass removal cost
The classic reason owners buy insurance too late — a mass already found is excluded.
Arthritis treatment cost
A lifelong monthly cost almost every senior pet faces — and a pre-existing trap.
Ultrasound & echocardiogram cost
Often the first pricey step in a work-up — covered when the condition isn't pre-existing.
Dog & cat CT scan cost
The 3-D scan for complex fractures and tumours — faster and cheaper than an MRI.
Dog & cat MRI cost
The detailed brain-and-spine scan — the pricey first step in a neurological work-up.
Wound / laceration repair cost
An accident even accident-only policies cover — if you enrolled before it happened.
Mammary tumor removal cost
Benign in most dogs, malignant in most cats — and spaying early prevents it outright.
Feline heartworm disease cost
No approved cure exists for cats — prevention is the entire strategy.
Dog kidney disease cost
Less common than in cats, but often sudden — a lifelong monthly cost once it starts.
Ear mite treatment cost
Cheap to fix, contagious to every pet in the house, expensive if ignored.
Canine distemper treatment cost
No cure exists — the vaccine is the only real prevention.
FeLV/FIV testing cost
A cheap test that changes a cat's whole insurance and care picture.
Feline upper respiratory infection cost
Highly contagious, and herpesvirus can recur for a cat's whole life.
Old dog vestibular disease cost
Looks like a stroke, usually isn't — most senior dogs recover in weeks.
Degenerative myelopathy cost
No cure exists — the cost is how much rehab and equipment you invest.
Inflammatory bowel disease (IBD) cost
The diagnosis costs more than most months of treatment — here's why.
Coccidia treatment cost
Common in new litters, cheap to treat, but spreads fast between littermates.
Pet microchipping cost
A one-time $40–$80 cost with one of the best returns of anything here.
Flea & tick prevention cost
The predictable monthly cost — and why stopping it in a Canadian winter backfires.
Senior pet bloodwork cost
Cheap screening that finds what cats hide — and the insurance timing trap.
Dog heat stroke treatment cost
A $2,000–$15,000 emergency that's almost entirely preventable.
TECA surgery cost
The $5,000 endpoint of years of ear infections — and why insurers balk.
Feline stomatitis treatment cost
The cure is removing the teeth. Why that works, and what it costs.
Veterinary behaviourist cost
Not a trainer — a vet who can diagnose and prescribe. Rarely covered.
Dog dementia treatment cost
The senior diagnosis that arrives after the insurance window closes.
Dog bee sting reaction cost
Most stings need no vet. The 30-minute window that tells you which do.
Dewclaw removal cost
A torn one is claimable. Elective removal is banned in nine provinces.
Puppy first-year cost
$2,000–$5,000 in year one. Where it goes, and what to buy only once.
Kitten first-year cost
Cheaper than a puppy up front — the expensive diseases come later.
Pet insulin cost
What Canadian pharmacies stock, and the U-40 syringe error to avoid.
Rabies vaccination cost
Legally required in Ontario. What a bite report costs if you skipped it.
Cryptorchid neuter cost
Triple a normal neuter, and why leaving the testicle isn't an option.
Exotic pet vet costs
Rabbits, birds and reptiles — where access matters more than price.
Cat declawing cost
There isn't one — it's banned across Canada. What the alternatives cost.
Adult vaccination cost
Core boosters aren't annual — which shots are actually due, and when.
Pet anesthesia cost
Why weight drives it, and why two estimates are so hard to compare.
Prescription pet food cost
For kidney and urinary disease the diet is the treatment — and most policies exclude it.
Physiotherapy & rehab cost
The rare therapy Canadian policies often do cover — usually with a cap.
Dog frostbite treatment cost
Why the damage takes weeks to declare itself, and the bill arrives in stages.
Cremation & aftercare cost
What communal and private actually mean — worth knowing before the clinic desk.