Quick answer
Lemonade pet insurance is a U.S. product — it is not sold to Canadian residents. Lemonade is a well-known American insurtech brand whose heavy online marketing frequently surfaces in Canadian search results, but its pet insurance is licensed for U.S. customers only. If a quote tool asks for a U.S. state or ZIP code, that's the tell. For Canadians, the established alternatives are Trupanion, Petsecure, and Pets Plus Us.
Lemonade is one of the most recognizable names in U.S. pet insurance, thanks to a slick app and aggressive digital marketing. That marketing reaches Canadian screens — which is why a lot of Canadian dog and cat owners end up reading about Lemonade and wondering if they can sign up. Here's the honest answer for a Canadian audience.
Is Lemonade pet insurance available in Canada?
As of this review, no — Lemonade's pet insurance is a United States product, underwritten and licensed for U.S. residents. Canadian pet owners can't enrol. The fastest way to confirm this yourself: open the quote flow and look at what it asks for. If it wants a U.S. state or a 5-digit ZIP code rather than a Canadian province and postal code, the product isn't sold here.
We don't publish Lemonade's U.S. pricing or plan figures, because they don't apply to Canadian customers and would only mislead.
Why you keep seeing Lemonade in Canadian search
U.S. pet insurers spend heavily on content and paid search, and Google often surfaces that content to Canadian users. Lemonade in particular has a strong brand and a large marketing footprint, so its pages rank for generic pet-insurance queries even outside the U.S. Seeing it in your results doesn't mean it's available to you.
What Canadians should use instead
The closest Canadian-available options, all of which sell to residents across the country:
- Trupanion — unlimited annual payouts, per-condition deductible, direct vet pay. Read our Trupanion review.
- Petsecure — long-standing Canadian comprehensive plan with an optional wellness add-on. Read our Petsecure review.
- Pets Plus Us — the most customizable major Canadian comprehensive insurer. Read our Pets Plus Us review.
For the bigger picture, see our guide to US pet insurance brands in Canada and our best pet insurance in Canada comparison.